Real Estate Resources:
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Special Offers -
Special offers for Kennewick, Richland and Pasco homeowners from Ron and Bev
Hollenbeck.
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Affiliates - Ron
and Bev Hollenbeck's real estate web site affiliates.
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Monthly
Payments & Schedule - Monthly loan payments java mortgage
calculator.
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How
Much Can You Afford? - Calculate how much home you can afford with this
financial calculator.
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Determine Tax Savings -
Calculate how much your monthly Kennewick, Richland and Pasco Washington
mortgage payments save you on your taxes because of loan
interest.
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Should You Rent or Buy? -
Is it better to rent a home in Washington or buy your own Kennewick, Richland
and Pasco house, ranch, luxury property, condominium, acreage, or other real
estate?
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Adjustable Rate
Mortgages - Adjustable rate Kennewick, Richland and Pasco mortgages
information and interest rate java calculator.
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What Is
Your APR? - Determine the Annual Percentage Rate (APR) for your
mortgage.
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Fixed or Adjustable Rate
Mortgage? - Use this calculator to compare a fixed rate mortgage to two
types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
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Are
Balloon Mortgages For You? - Balloon mortgage calculator. A balloon
mortgage can be an excellent option for many home buyers.
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15 vs.
30 Yr Mortgages - With a 15 year mortgage you will pay significantly
less interest, but only if you can afford the higher monthly payment. Use this
calculator to compare these two mortgage terms.
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How Much Should Your Income
Be? - What income is required to qualify for a mortgage? Use this
calculator to find out.
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What's
Your Maximum Mortgage? - This calculator will help you determine your
maximum monthly housing payment and the resulting mortgage
amount.
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Will
Buying Points Save You Money? - This calculator helps you determine if
you should pay for points, or use the money to increase your down
payment.
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TripleCalc - FREE Software Download:
TripleCalc lets you compare three loans at one time for your property or other
Washington real estate.
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Top National
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Ask
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NUMBER1EXPERTS - List of all the
NUMBER1EXPERT real estate agentss and realty professionals and brokers in
the USA and Canada with links to their personal web sites with homes for
sale.
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Real Estate
Tips - Ron and Bev Hollenbeck's realty library of real estate tips and
advice on everything from preparing your home for sale to negotiating with home
buyers to escrow, closing costs, property inspections, and mortgage
brokers.
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Real Estate Trivia
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answers that include real estate topics such as the most expensive home,
largest swimming pool, and more.
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Real Estate Dictionary
- Complete real estate dictionary and glossary of realty words you'll use when
you list and sell your Kennewick, Richland and Pasco property in Washington,
including legal terms definitions, and more.
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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"
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Salt Lake City, Utah. |
See More Real Estate Trivia > |
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Ron and Bev Hollenbeck RE/MAX First Advantage 1110 Center Parkway, Suite A Kennewick WA, 99336 Phone #: 509-430-3231 Fax: 509-735-9755 Email: RonHollenbeck@remax.net
Honest. Dedicated. Sincere. We are Real Estate Professionals with experience helping our clients realize their real estate goals in a constantly changing, sometimes confusing industry. Whether you are relocating to the Tri-City area or have been a resident for a while, whether you are searching for a home or investment property, we want to partner with you to help you market, sell, and/or buy a home. You can depend on us to respect your wishes, protect your privacy, and ultimately facilitate a timely, smooth transaction. We look forward to hearing from you.   
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