Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top Kennewick, Richland and Pasco real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the Kennewick, Richland and Pasco area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in Kennewick, Richland and Pasco, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What was the first land designated by the US government as a National Park?
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Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872. |
 See More Real Estate Trivia > |
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Ron and Bev Hollenbeck
RE/MAX First Advantage
1110 Center Parkway, Suite A
Kennewick WA, 99336
Phone #: 509-430-3231
Fax: 509-735-9755
Email: RonHollenbeck@remax.net
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